According toits SEC-filed Form ADV, Park Avenue Securities has26disclosures on its record. 333 333 365 556 833 833 833 610 333 736 370 556 583 0 736 552 120 [459 ] 333 333 365 556 833 833 833 610 Certified accolades including investor.com Star Rating Badge are only available to firms participating in investor.coms paid subscription-based program and earning a 4.5 to 5 star review from investor.com; participation in investor.com's paid subscription-based program does not guarantee being awarded investor.com Star Rating Badge certified accolades. Park Avenue Securities LLC is a national financial advisory firm headquartered in New York, NY. 600 600 600 600 600 600 600 600 In the past ten years, firm or an advisory affiliate has been convicted of or pled guilty or nolo contendere ("no contest") in a domestic, foreign, or military court to a misdemeanor involving: investments or an investment-related business, or any fraud, false statements, or omissions, wrongful taking of property, bribery, perjury, forgery, counterfeiting, extortion, or a conspiracy to commit any of these offenses. Park Avenue Securities Provides A Window to Your Financial World You need one place to access your accounts. << What happened? endobj )NmwUg=%kKtA e26\+.aT)xrlPJc*|O|3F\Ju|_fZ"Msv!lU[ANC>PO$FKbq!-X^VP7m QR?LLR{KWUxH$Kdvy/F$J+K qK\ ))k`JOq=?Ud7"Y)pk ))rve^Q k]:jPYf{4 s>AJ_X\{A;BsENv@]jK-ELsOmk nhm%+|~`} PK OaB`|R}/-p%Bo4&v{XPWt+)3X-Ph";`QyLA{&4Na-4])7 722 277 500 666 556 833 722 777 666 666 666 666 277 277 277 277 endobj 666 666 666 666 666 666 1000 722 /BaseFont /Arial,Bold 10 0 obj Does the firm offer products that have performance-based fees, or does it accept performance-based fees? We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. >> /FirstChar 32 777 722 722 722 722 666 666 610 777 722 722 722 722 666 666 610 endobj /Flags 32 /Subtype /Type0 Environmental, Social and Governance (ESG), HVAC (Heating, Ventilation and Air-Conditioning), Machine Tools, Metalworking and Metallurgy, Aboriginal, First Nations & Native American, Guardian Life Recognized as one of Forbes' 2023 Best Employers for Diversity, New Adaptive Student Athlete Program (ASAP) expands access to top-tier competitions. On the other hand, a wrap fee program combines all of these fees into a single charged rate. 399 548 333 333 333 576 556 333 Caswell is dedicated to raising awareness for childhood cancer research and has previously served on the board for the Association for Research of Childhood Cancer in Buffalo. /Descent 211 i\^HgR;;Da[Q:7v#\`PBAh:yC"qI'Dk!Dtb-wBKD/h Xvbb5,KaI-KtOUL Mp}' %v h/ What does this mean and why is it important? endobj /Supplement 0 << in their practice that could influence their ability to advise clients, theyre required to disclose The Company generally offers live racing from May to September. 722 722 777 777 777 777 777 583 0xwdckCwzT &}|^eXo[eHr5yy i;@2GoCm".uTa_tgpT|#13?hA Neither the SEC nor FINRA tracks portfolio performance metrics for the financial planning industry. 556 556 333 500 277 556 500 722 556 556 277 277 583 583 583 556 /Widths [ What does this mean? How does your firm approach insurance sales? 11 0 obj 610 556 556 556 556 500 556 500 333 333 389 583 277 333 277 277 /LastChar 255 PARK AVENUE SECURITIES LLC CRD# 46173 SEC# 8-51324 Main Office Location 10 HUDSON YARDS NEW YORK, NY 10001 Regulated by FINRA New York Office Mailing Address 10 HUDSON YARDS NEW YORK, NY 10001 This firm is a brokerage firm and an investment adviser firm. That is the power of Park Avenue Securities Mobile. /Subtype /TrueType /CapHeight 500 /LastChar 255 Our team recognizes the tremendous potential of Canterbury Commons, and we are committed to curating a number of uses as we target entertainment options and brands that are new to the greater Shakopee community and the State of Minnesota. /Descent 211 [/PDF /Text /ImageC] /FontDescriptor 15 0 R What does this mean and why is it important? While this allows for a broader range of investment options and management styles to be offered by a firm, it can create an incentive for the firm to put their financial interests ahead of your own. Firm or a related person recommends the purchase of securities where the firm or a related person serves as an underwriter or general or managing partner. << Also, scroll over any city to learn about the cost of living in retirement for that location. The interactive version of this map is only available on Desktop devices. The stock market had a mixed showing this week. /FirstChar 32 2 0 obj /Widths [ endobj /CapHeight 500 "She recognizes the need to provide our clients with robust financial guidance and deliver differentiated services and digital capabilities. Now you can stay connected while you are on the go wherever you use your iPhone or iPad. << >> /CapHeight 500 All information is accurate as of the writing of this article. 333 1000 500 333 943 0 500 666 Investments can be both long-term (held for a year or longer) or short-term (held for less than a year) in nature, depending on market conditions and your needs. A standard fee schedule is one that's typically tiered by asset level, and requires clients to pay advisory fees, custodial fees, transactional fees and more in exchange for services and investment trades. 14 0 obj 333 333 389 583 277 333 277 277 333 556 556 500 556 556 277 556 37th Floor. 500 500 500 333 259 333 583 0 /Type /FontDescriptor GIAC is a wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian). Please read it carefully before investing or sending money. Guardian Life Insurance Company of America. Contact the advisor for individual fee structure details. /Flags 32 722 277 556 722 610 833 722 777 /BaseFont /Arial,Italic /Type /Font While this may seem like an attractive compensation structure to ensure your advisor is making your money work for you, often, the managers of those products are incentivized to take inappropriate risks to beat their performance benchmark. << /Ascent 1005 What does this mean and why is it important? 333 736 370 556 583 0 736 552 As a result, unlike hedge funds, there is no historical performance for any financial advisory firm. Member FINRA, SIPC. /FontBBox [ -517 -325 1359 998 ] 600 600 600 600 600 0 600 600 Contact the U.S. News Advisor Finder. 333 1000 666 333 1000 0 610 0 >> Today, we're a Fortune 250 mutual company and a leading provider of life, disability, dental, and other benefits for individuals, at the workplace and through government sponsored programs. 1 BNY Mellon is the parent company of Pershing. %PDF-1.5 fAR[$IZtSO#hKx*b}ANCU'#N$;SCI\AKd({tI?BS6]"!.$z?fWz?LAq>>}GN+Rx0B|#A.UP2>Qcwm3/k [v3H>&'y/ ^Q,.v;6 from 8 AM - 9 PM ET. /FontDescriptor 13 0 R 556 556 556 556 556 556 556 556 1015 666 666 722 722 666 610 777 /Widths [ That is the power of Park Avenue Securities Mobile. Highlights, big interviews, and more from the Milken Institute Global Conference. 500 500 500 333 259 333 583 0 Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). /FontDescriptor 11 0 R What percentage of income does your firm receive from fees versus commissions? 16 0 obj /LastChar 255 She led a broad range of areas, including FR Learning and Development; The Living Balance Sheet, Guardian's core philosophy and sales system; Diverse Field & Client Markets; and Supervision & Business Risk. /FontName /DDACTR+Wingdings p' yV > What does this mean? 600 600 600 600 600 600 600 600 These statements are typically preceded by the words believes, expects, anticipates, intends or similar expressions. 556 556 556 556 277 277 277 277 600 600 600 600 600 0 600 600 Does your firm offer mutual funds that have 12b-1 fees? 0 600 600 600 600 600 600 600 333 333 365 556 833 833 833 610 What does this mean and why is it important? 14 0 obj 18 0 obj 11 0 obj 1 [0 ] A regulatory agency other than the SEC or CFTC has previously found the firm or an advisory affiliate responsible for having an investment-related business have its authorization to do business denied, suspended, or revoked. For the most up-to-date information, please view the applicable SEC and FINRA reports above. >> Park Avenue Securities provides financial advisors with the products and tools that help clients step forward to take charge of their financial future and achieve financial success At Park Avenue Securities, We Stand For: Entrepreneurialism: Supporting you as an entrepreneur to drive your business Holistic Planning: Offering an uncommon, 2 0 obj /Encoding /WinAnsiEncoding 556 556 556 556 556 556 556 556 zJF :_=;hTL@$o>Qa)clBO]3&V4Px~9 (O^2=7}mMn;+-e9hRT`H-z1gH)bHr[pP.bX]JNj 5oDH\5-C`IYb~.[qKg~qIn(dkF6Vnx}oNP|#6k6H/6og-}nAH\I31{OkCo#>s4.BjT!bezeR>R>N7-xFGVT?-+->D22Y6=v)y_p_ 0_/,HyVOdZ+]U"PXdQ' :o|U tips_and_updates Financial advisor education. The prospectus contains important information, including risks, fees and expenses. /Encoding /Identity-H Firm or related person receives soft-dollar benefits in connection with client securities transactions. What conflicts do I need to be made aware of? >L(id;UScgj8p'e*PCZ|,09 SIU(3$h/DB7;{]`i^[T*SB-KkFCF55VD`p*A_qNOr C^o-x} 3zh$x#U2$w^JX0`osoI _G}OY7Xj!kZtz21XXK*}UNzQDqH ,?HwcG6 'S7,X*1L-s@UM <> /Flags 32 ] Caswell is building a comprehensive wealth management platform to help financial advisors meet the wealth management needs of their clients. With your iPhone or iPad, you can access- Account balances and holdings- Transaction history- Order Status- Market information and quotes- Your securities watchlist- Equity order entry (if enabled by your financial institution)From your iPad, you can also access account documents such as statements, trade confirmation and tax documents.Please note:- Account access, trade execution and system response may be affected by a variety of factors, including trading volumes, market conditions, phone and computer networks.- Fees, markups or commissions may be charge on trades. /Type /FontDescriptor 10 Hudson Yards, New York, NY1-888-600-46671-888-600-4667Website. Questions to ask HrI'OFbDJI= OCD9AG 6h. These forward-looking statements speaks only as of the date of this press release. Park Avenue Securities Review. For further detail, see our articles on different types of advisors and financial advisor services. Financial advisors help you achieve your life goals, such as saving for retirement, by creating a comprehensive financial plan and managing your investment portfolio (e.g., stocks, ETFs, mutual funds, bonds). /Name /F4 What does this mean? /FontBBox [ -665 -325 2000 1040 ] 8425 Pulsar Place Suite 450, Columbus, Ohio 43240, 52 Forest Avenue, Paramus, New Jersey 07652, 1040 Broad Street 2nd Floor, Suite 202, Shrewsbury, New Jersey 07702, 160 Gould Street Suite 310, Needham, Massachusetts 02494, 29800 Telegraph Road, Southfield, Michigan 48034, 24500 Chagrin Blvd. /FontDescriptor 5 0 R << 556 556 333 500 277 556 500 722 600 600 600 600 600 600 600 600 C2V%9 hS:'Z&MRo#1cy$p,n'zEhvN3U^D)%[[e>8 399 548 333 333 333 576 537 333 /Widths [ /FontDescriptor 5 0 R /Encoding /Identity-H All Rights Reserved. /FontName /DDACTR+Symbol << /Filter /FlateDecode /Length 3547 /Length1 5648 >> /Registry (~X) /Ordering (tu-) /FontBBox [ 0 -211 1359 899 ] 0 277 277 500 500 350 556 1000 When firms are dual-registered as broker-dealers, they may be subject to compensation-related conflicts of interest, including revenue sharing from mutual funds and the sale of proprietary investment products. 722 722 722 722 722 722 1000 722 666 777 722 666 610 722 666 943 9 0 obj 610 610 389 556 333 610 556 777 /Type /Font /Type /Font For Financial Advisors, from U.S.News: Get the Advisor's Guide to Working with Divorced Clients. Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. 600 600 600 600 600 600 600 600 What does this mean? stream Regulatory disclosures state that firm sells proprietary investments and products. Please contact a financial representative for guidance and information specific to your individual situation. /Subtype /TrueType /ItalicAngle 0 Strategies For Wealth. The investor.com website utilizes verified data from reputable sources, which includes the Securities and Exchange Commission (SEC); however, it can vary from time to time. 600 600 600 600 600 600 600 600 View Filing. /FirstChar 32 4 0 obj 666 666 610 277 277 277 469 556 556 556 500 389 279 389 583 0 ?Ia55zA}cyh f\V7`>Oflhe}506!tbO=,/*e WxAAR We are thrilled to complete this land sale to Swervo and excited to work with them as they begin to transform the northeast corner of our campus into a premier destination for live music and entertainment, said Randy Sampson, President and Chief Executive Officer of Canterbury. 556 556 277 277 583 583 583 556 600 600 600 600 600 600 600 600 >> << /FontFile2 14 0 R Following the land sale, Canterbury will continue the redevelopment of the horse stabling area, which serves its racing business, with new barns and a new dormitory complex. << 10 0 obj << >> Through its affiliated advisors, Park Avenue works with tens of thousands of individual clients. 277 277 354 556 556 889 666 190 /FontName /Arial Your advisor will analyze your personal situation, taking into account factors such as your risk tolerance, time horizon and financial goals, before making recommendations. endobj 722 722 722 722 722 722 1000 722 Each month, investor.com downloads the latest regulatory data from the SEC IAPD database. Xz}-QC7IL8;G\Ig Park Avenue Securities and its IARs dont put many restrictions, if at all, on the types of securities it considers. Contact. << Park Avenue Securities LLC (PAS) is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, which has a rich heritage . 610 556 556 556 556 500 556 500 333 1000 666 333 1000 0 610 0 556 222 222 500 222 833 556 556 Issue since last update. ] 23 0 obj Unable to login on app. /StemV 0 Your trusted wealth management destination. Should I Hire a Financial Advisor or DIY It? Here, advisors use Park Avenue's offerings within their independent practices. 722 277 500 666 556 833 722 777 Firm or an advisory affiliate was previously found to have made false statements or omissions by the SEC or CFTC. Questions to ask View our featured weekly market perspectives. /W [ endobj 333 333 365 556 833 833 833 610 399 548 333 333 333 576 537 333 /DescendantFonts [21 0 R] Written by investor.com. >> Lackluster Action in Front of Big Week of Earnings. For more information visit http://www.canterburycommons.com. 600 600 600 600 600 600 600 0 333 333 365 556 833 833 833 610 << /Filter /FlateDecode /Length 3547 /Length1 5648 >> /ToUnicode 13 0 R /Type /FontDescriptor Despite its name, Park Avenue Securities is located at 10 Hudson Yardsin New York City. /Name /F2 /Widths [ Park Avenue Securities is a registered broker-dealer, investment adviser and a direct, wholly-owned subsidiary of Guardian Life. . >> 722 722 777 777 777 777 777 583 /ToUnicode 22 0 R What conflicts arise from this relationship? /Descent 300 666 666 610 333 277 333 583 556 As the leader of the company's wealth management business, she reports to Leyla Lesina, Senior Vice President and Head of Agency Distribution for Guardian Life. For example, front-running is when a financial professional buys or sell securities ahead of their client. This message is for debugging purposes. 556 556 556 556 277 277 277 277 722 277 556 722 610 833 722 777 Questions to ask As your financial objectives change, though, your advisor will amend your portfolio to reflect them. ] 5 0 obj endobj /CIDToGIDMap /Identity How does your firm mitigate conflicts that arise from managing accounts with differing fee structures? 333 333 389 583 277 333 277 277 556 556 556 556 556 556 889 500 All Rights Reserved, Experienced Financial Professional Careers, Find Out More About Park Avenue Securities, Check the background of Park Avenue Securities and your financial professional on FINRAs BrokerCheck. 13 0 obj 277 333 556 556 556 556 259 556 '*){!sP/pRRFa7b]&1] W?C/&>|1\Vw,M?B^pFB73=K*D-QDobo/VKx@Zvw )-}] C*ADb)Oympv /FontName /Arial endobj Park Avenue Securities consented toa censure for this, in addition to paying restitution in the amount of $640,552. Will any of my assets be invested in those products? << /Subtype /TrueType Will anyone that was involved be involved with my accounts in any capacity? Park Avenue Securities currently serves clients in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, WY. You can feel confident in the management of your assets with your trusted Park Avenue Securities financial professionaland with Pershing as the custodian. Caswell also serves as the President of Guardian's wholly owned subsidiary, Innovative Underwriters (IU), a full-service brokerage general agency committed to helping FRs serve their clients with access to non-proprietary products. PAS is a wholly-owned subsidiary of Guardian. /BaseFont /DDACTR+Wingdings /FontBBox [ 0 -220 1113 1005 ] 666 777 722 666 610 722 666 943 The existence of such filings may not result in censure or penalty for an advisor and customer complaints against 12 0 obj Online Terms & Conditions. /LastChar 255 722 277 500 666 556 833 722 777 << This differs from a typical financial advisory firm that has its own set of on-staff advisors. For more information, please visitguardianlife.comorfollow Guardian onFacebook,LinkedIn,TwitterandYouTube. At Park Avenue Securities, our Financial Professionals can: Huge batch of earnings brings mixed price action. YWyIFLL%L-q(sGa=51i0wvDQ2@ x(h;-j{qw)f2w:ta11] As a Certified B Corporation, our focus is simple: people before profits. ] 556 556 556 556 556 556 889 500 The Most Important Ages for Retirement Planning: Age 50, The Most Important Ages for Retirement Planning: Age 59 , The Most Important Ages for Retirement Planning: Age 65, The Most Important Ages for Retirement Planning: Age 66, The Most Important Ages for Retirement Planning: Age 70 . /FontBBox [ -665 -325 2000 1040 ] With the land sale and government approvals now complete, Swervo expects construction of its planned 19,000-capacity open air amphitheater to begin this Spring, with the venue opening anticipated to be Summer 2025. 556 556 556 556 556 556 889 556 666 666 666 666 666 666 1000 722 ] 333 556 610 556 610 556 333 610 /Type /Font 3 0 obj /FirstChar 32 Find out what fees Park Avenue Securities charges by checking out its Form CRS (Customer Relationship Summary), which lists the companys specific prices. Caswell is building a comprehensive wealth management platform to help financial advisors meet the wealth management needs of their clients. >> /Ascent 905 /FontDescriptor 11 0 R /LastChar 255 This website is intended for general public use. The stock market mostly declined on the week. Feb 16, 2021, 12:25 ET. 722 722 777 777 777 777 777 583 A Self-Regulatory Organization has previously found the firm or an advisory affiliate responsible for having an investment-related business have its authorization to do business denied, suspended, or revoked. Individual variable annuities are issued by GIAC, a Delaware corporation, and distributed by Park Avenue Securities LLC (PAS). PARK AVENUE SECURITIES, INC./PA CRD# 31916 SEC# 8-29442 Main Office Location TWO 93RD ST STONE HARBOR, NJ 08247 Mailing Address TWO 93RD STREET STONE HARBOR, NJ 08247 Business Telephone Number 609-967-7657 Report Summary for this Firm This report summary provides an overview of the brokerage firm. The Park Avenue Securities Research and Due Diligence Team distributes a monthly market commentary highlighting current market events and aims to keep you informed on market trends. stream Park Avenue Securities is a dually registered broker-dealer and investment advisory firm with billions of dollars in client assets under management (AUM). Firm offers products that have performance-based fees; the managers of those products may be incentivized to take inappropriate risks to beat their performance benchmark. /StemV 0 500 500 500 333 259 333 583 0 /Descent -219 556 556 556 556 556 556 556 556 endobj 556 556 556 556 556 556 556 548 /Ascent 905 /Count 5 /First 70 0 R /Last 74 0 R In the past ten years, a regulatory agency other than the SEC or CFTC has previously entered an order against this firm or an advisory affiliate in connection with an investment-related activity. The firm also offers access to VestWise, an automated investment advisory program. /Type /FontDescriptor 556 556 556 556 277 277 277 277 Some firms receive these fees as payments, which creates an incentive to promote them. What does this mean? They include, but are not limited to: the termination of purse enhancement payments and marketing payments as a result of the expiration of the Cooperative Marketing Agreement with the Shakopee Mdewakanton Sioux Community; the effect that the COVID-19 coronavirus pandemic and resulting precautionary measures may have on the Company as an entertainment venue or on the economy generally; material fluctuations in attendance at the Racetrack; material changes in the level of wagering by patrons; any decline in interest in the unbanked card games offered in the Card Casino; competition from other venues offering unbanked card games or other forms of wagering; competition from other sports and entertainment options; increases in compensation and employee benefit costs; increases in the percentage of revenues allocated for purse fund payments; higher than expected expense related to new marketing initiatives; the impact of wagering products and technologies introduced by competitors; the general health of the gaming sector; legislative and regulatory decisions and changes; the Companys ability to successfully develop its real estate, including the effect of competition on the Companys real estate development operations and its reliance on its current and future development partners; temporary disruptions or changes in access to the Companys facilities caused by ongoing infrastructure improvements; and other factors that are beyond the Companys ability to control or predict. << What does this mean and why is this important? >> 610 610 389 556 333 610 556 777 What does this mean and why is this important? Please contact your financial institution for details.- Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. 556 0 222 556 333 1000 556 556 >> >> 556 556 556 556 556 556 889 500 556 556 277 277 583 583 583 556 SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. This typically occurs when firms manage mutual funds or hedge funds alongside smaller retail accounts. When performance-based fees are charged, the financial advisor is paid for outperforming a benchmark, typically an index. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. /ItalicAngle 0 5 0 obj Inflation and Fed policy concerns offset bank stock strength. /FontBBox [ -628 -376 2000 1056 ] She is licensed to sell life and health products, and holds Series 7, 66, and 24 licenses. Learn more about how to better serve divorced clients and their financial needs. endobj /BaseFont /DDACTR+Symbol Please provide me a list of the products and a summary of how much your firm earns from them. 0 222 222 333 333 350 556 1000 6 0 obj >> 556 556 556 556 277 277 277 277 SHAKOPEE, Minn., May 01, 2023 (GLOBE NEWSWIRE) -- Canterbury Park Holding Corporation, (Canterbury or the Company) (NASDAQ: CPHC), today announced that that it has completed the sale of 37 acres of land to Bloomington Investments, LLC, an entity related to Swervo Development (Swervo), for total consideration of $8.8 million. )2]\W7xQ`HlkaR![tk'wafU-1u`SY9^}vh8fDdlH9'AR>5a5?GS8A@F/!jJQ-.S 7{XD$HFT EoQ3XL!L tB? gBb%rDD&S( feL~s~5c!0,Jq4]=}L^^ovML?Vd5A` |m:j^ ';3[-1 By providing this content, Park Avenue Securities LLC is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. About Canterbury ParkCanterbury Park Holding Corporation (Nasdaq: CPHC) owns and operates Canterbury Park Racetrack and Casino in Shakopee, Minnesota, the only thoroughbred and quarter horse racing facility in the State. efoP"=W{b(''B6!0`^!l;6*B.ZeG.Xmy8EtG`V 5G()}&&r 556 0 222 556 333 1000 556 556 The SEC or CFTC has previously found the firm or an advisory affiliate responsible for having an investment-related business have its authorization to do business denied, suspended, or revoked. 15 0 obj 12 0 obj What does this mean and why is it important? To learn more about different types of pricing models, see our article on how much a financial advisor costs. Zoom between states and the national map to see the top spots in each region. /Descent 211 << Investor.com relies on regulatory data from the SEC to rate and review financial advisor firms. endobj Securities products/services and advisory services offered through Park Avenue Securities LLC, a registered broker-dealer and registered investment adviser. AtPark Avenue Securities LLC, we are a broker/dealer that is a whollyowned subsidiary of Guardian, which has a rich heritage of promises kept since 1860. These conflicts can negatively impact clients via hidden fees and overall higher costs. /Kids [21 0 R 27 0 R 32 0 R 37 0 R 40 0 R 43 0 R 46 0 R 49 0 R 52 0 R 55 0 R 58 0 R 61 0 R 64 0 R 67 0 R ] Prior to her new role, she was Head of Practice Development in Agency Distribution where she provided Guardian's Financial Representatives (FR) and their practices with critical strategies and development opportunities to grow their businesses. compensation-related conflicts of interest, Types of Financial Advisors and How to Choose, What's a Fiduciary (and Why It Matters So Much). This is not an offer to buy or sell any security or interest. /FontFile2 18 0 R Firm is affiliated with an insurance company or agent who may be motivated to insure clients with products that generate high sales commissions when lower cost alternatives may exist. 1 0 obj 556 556 556 556 556 556 556 548 /FontDescriptor 7 0 R % Firm is a broker-dealer, or is affiliated with one, and may be subject to compensation-related conflicts of interest. cQTB^Q6b:UnuZ]>|?V*OG!pb!=1>uJQJ >> 975 722 722 722 722 666 610 777 Copyright 2023 Apple Inc. All rights reserved. We believe the amphitheater will create long-term opportunities for our companies to collaborate as we further enhance the entertainment product we offer at Canterbury Park and Canterbury Commons. 333 736 370 556 583 0 736 552 /Ascent 898 endstream 556 556 556 556 277 277 277 277 Questions to ask /Subtype /Type0 /Ascent 832 3 0 obj 666 777 722 666 610 722 666 943 666 666 666 666 277 277 277 277 /LastChar 255 0 222 222 333 333 350 556 1000 >> /CIDSystemInfo << /Kids [28 0 R 34 0 R 39 0 R 44 0 R 47 0 R 50 0 R 53 0 R 56 0 R 59 0 R 62 0 R 65 0 R 68 0 R 71 0 R 74 0 R 77 0 R 80 0 R 83 0 R 86 0 R 89 0 R 92 0 R 95 0 R 98 0 R 101 0 R 104 0 R 107 0 R 110 0 R 113 0 R 116 0 R 119 0 R 122 0 R 125 0 R 128 0 R 131 0 R 134 0 R 137 0 R 140 0 R 143 0 R 146 0 R 149 0 R 152 0 R 155 0 R 158 0 R 161 0 R 164 0 R 167 0 R 170 0 R 173 0 R 176 0 R 179 0 R 182 0 R 185 0 R 188 0 R 191 0 R 194 0 R 197 0 R 200 0 R 203 0 R 206 0 R 209 0 R 212 0 R 215 0 R 218 0 R 221 0 R ] Our searchable database of U.S.-based financial advisors includes more than 17,000 firms across the country. /Type /FontDescriptor /Type /Pages 22 0 obj endobj 600 600 600 600 600 600 600 600